Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
337,006,315
0.000499%/
0.000549%
/4.81%
0.000625%
/5.48%
btc
BTC
2,718
256.99M USDT
0.000280%/
0.000336%
/2.95%
0.000339%
/2.97%
eth
ETH
6,389
11.54M USDT
0.000253%/
0.000349%
/3.06%
0.000306%
/2.69%
xrp
XRP
19,102,512
40.31M USDT
0.000546%/
0.000601%
/5.27%
0.000917%
/8.04%
doge
DOGE
198,375,307
33.7M USDT
0.000347%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,891,317
20.74M USDT
0.000905%/
0.001504%
/13.18%
0.001202%
/10.53%
shib
SHIB
1,017,331M
12.9M USDT
0.000336%/
0.000364%
/3.19%
0.000613%
/5.37%
bnb
BNB
19,683
11.8M USDT
0.007044%/
0.006703%
/58.72%
0.007373%
/64.59%
kas
KAS
122,509,260
11.6M USDT
0.000118%/
0.000151%
/1.33%
0.000428%
/3.75%
ltc
LTC
140,634
11.58M USDT
0.000398%/
0.000438%
/3.84%
0.000482%
/4.23%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?