This article explores the tokenization of babies and the issuance of "baby bonds" to make them economically productive assets again, as well as to respond to the demographic crisis of declining birth rates and accelerate the financial freedom of families. This article is based on an article written by Lauris and has been compiled, compiled and contributed by ForesightNews. (Synopsis: Ondo launches tokenized marketplace Global Markets: First launch of more than 100 US stocks and ETFs on the chain, first landing on Ethereum) (Background supplement: Galaxy Digital opens up stock tokenization!) Cooperate with Superstate to put GLXY on the chain, and will access AMM and DeFi applications in the future) For most of human history, babies have been economic assets with production value. Children are not just breadwinners, they are labourers – sheep herding at age 5 and farming or apprenticeships at age 10. The greater the number of children, the higher the output, the greater the ability to resist risks, and the richer the family wealth. This model has been effective, with a positive fertility trend, and fertility is an upstream driver of (GDP) GDP. Later, everything changed. At some point in the 20th century, children stopped participating in productive labor and became consumers. Schooling has replaced labor practices, laws have placed restrictions on child labour, and the focus of social education has shifted from cultivating initiative to emphasizing obedience. Parents still have children, but now each child is the family's "net debt" for 18 years, and the marginal utility of having children has fallen below zero. This has led to the situation we face today: a sharp decline in the birth rate, an inverted demographic structure, and an aging economy. The model of relying on child labor on farms is a thing of the past, but including babies in the "binding curve" mechanism (a mathematical model used for the issuance and pricing of crypto assets) achieves the following: a) Develop a new financial foundation to help families accelerate their financial freedom; At the same time b) children are re-established as economically productive assets, which in turn unleashes a pro-social effect in raising the birth rate. Opportunity: Babies as on-chain financial primitives Cryptography gives us the tools to solve this problem. With composable smart contracts, identity metadata, and financial tools, we can now reintegrate babies into the economy. When a baby is born, a "baby bond" is minted. This is a hybrid ERC-404 token: part NFT ( for identity ), part fungible token ( used to provide liquidity ). The token represents the potential economic value of the baby's development over time, covering multiple dimensions such as cultural memes, social, intellectual, and more. The second derivative of value, the acceleration of growth, is also refactored into considerations related to birth rates. Contract Standard: ERC-404 and INFNT Token Traditional NFTs are not suitable for this scenario due to their illiquidity. Therefore, the ERC-404 standard is adopted for baby bonds. This is a hybrid standard that enables tokens for each baby to achieve: Fragmented transactions via INFNT tokens Individual identification through parent NFTs Dynamic valuation by combining badges and binding curves This design allows us to combine two advantages: the permanence of identity and the composability of liquidity. From a mathematical point of view: if B(t) is a baby bond at t moment, the formula for the change in value is: dB/dt = ∂INFNT/∂ milestone + ∂INFNT/∂ meme velocity where both variables are convexity relative to public interest and institutional validation. Features, Artificial Intelligence and Badges Baby bonds are not only a token, but also a modular carrier with vitality that carries value accumulation and reputation transmission. Feature metadata verified by AI agents: From the moment the token is minted, the AI agent monitors and records the baby's early developmental characteristics, such as movement speed, social behavior, and audio signal complexity. These traits are attached to NFTs through semi-immutable metadata ( can only be modified by trusted update oracles ) resulting in a vertical, verifiable, and privacy-preserving "baby signature profile." Education Certification Badges: Schools, universities, digital colleges, and more can issue cryptographic badges that are attached directly to NFTs. These badges are used to identify the baby's milestone achievements ( such as "3-year-old literacy", "admission to MIT", "top 1% spatial IQ"), which are both public resources and exclusive advantages for token holders. Dynamic feature accumulation and modular governance: before the age of 18, baby bonds are managed by parents, smart contracts or decentralized autonomous organizations (DAO) trustees; After reaching the age of 18, governance is transferred to the baby himself. In addition, infants can be given a "right of withdrawal" from the age of 13. The weighting of early voting decisions can be quadratic to avoid aggressive manipulation of governance by large investors. Auditable on the whole chain: All data and operations are recorded on the chain and can be audited at any time. Example: Feature scoring formula: TraitScore (t) = ∑ (Badgei * wi) where Badgei represents the verified achievement signal and wi represents the weight coefficient determined by the market. Convexity and mechanism design The value of baby tokenization does not come from linear cash flow, but from "unlocking convexity" - based on the baby's developmental outcomes, meme popularity and external certification, it can generate significant non-linear revenue growth. Binding curve-based issuance: INFNT tokens ( the native token of non-fungible baby bonds ) issued through binding curves to reward early backers. As babies reach more milestones or increase their social impact, token value increases exponentially, and "baby investment" will become a new type of "seed round investment." Third-party feature injection: A verification badge issued by an authority that drives the token value along a non-linear trajectory. For example, after adding the "Olympic Gold" badge, the NFT will have a discontinuous increase in value due to a "supply shock" at the meme level. Protocol-based fertility incentives: Decentralized autonomous organizations (DAO), Layer 2 networks, and even countries can implement combinable incentive mechanisms. For example, gas fee subsidies for childbearing families, quadratic matching of baby bonds held by low-income parents, and the launch of the "fertility farming" program for rural users, etc., the relevant design space is completely open. Downstream application scenarios After the baby is tokenized, it will become a programmable financial basic carrier. The following are some downstream application directions: 1. Baby mortgage Families who hold high-potential baby bonds can use the expected income or meme interest of the baby as collateral to obtain a long-term, low-interest mortgage. Loan approvals are no longer based on parental income, but on the child's expected economic utility. For example: "We pay a 30% down payment, of which 10% is ETH and 20% is the baby's share of the bond." 2. The Baby Index ETF constructs a select portfolio of baby bonds based on themes such as geographic region, talent domain or characteristic profile. For example: "Nigeria's Top 50 Potential Babies in STEM Fields", "Genius Group – Level 1 IQ Rating Echelon", "Elite Violin DAO Organization". Such combinations can be issued as ERC-4626 standard vaults or tradable basket tokens. 3. Baby perpetual futures Build a well-established derivatives market, users can "go long" on the future socio-economic benefits of specific groups...
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Can babies be tokenized? An encryption experiment to solve the population crisis.
This article explores the tokenization of babies and the issuance of "baby bonds" to make them economically productive assets again, as well as to respond to the demographic crisis of declining birth rates and accelerate the financial freedom of families. This article is based on an article written by Lauris and has been compiled, compiled and contributed by ForesightNews. (Synopsis: Ondo launches tokenized marketplace Global Markets: First launch of more than 100 US stocks and ETFs on the chain, first landing on Ethereum) (Background supplement: Galaxy Digital opens up stock tokenization!) Cooperate with Superstate to put GLXY on the chain, and will access AMM and DeFi applications in the future) For most of human history, babies have been economic assets with production value. Children are not just breadwinners, they are labourers – sheep herding at age 5 and farming or apprenticeships at age 10. The greater the number of children, the higher the output, the greater the ability to resist risks, and the richer the family wealth. This model has been effective, with a positive fertility trend, and fertility is an upstream driver of (GDP) GDP. Later, everything changed. At some point in the 20th century, children stopped participating in productive labor and became consumers. Schooling has replaced labor practices, laws have placed restrictions on child labour, and the focus of social education has shifted from cultivating initiative to emphasizing obedience. Parents still have children, but now each child is the family's "net debt" for 18 years, and the marginal utility of having children has fallen below zero. This has led to the situation we face today: a sharp decline in the birth rate, an inverted demographic structure, and an aging economy. The model of relying on child labor on farms is a thing of the past, but including babies in the "binding curve" mechanism (a mathematical model used for the issuance and pricing of crypto assets) achieves the following: a) Develop a new financial foundation to help families accelerate their financial freedom; At the same time b) children are re-established as economically productive assets, which in turn unleashes a pro-social effect in raising the birth rate. Opportunity: Babies as on-chain financial primitives Cryptography gives us the tools to solve this problem. With composable smart contracts, identity metadata, and financial tools, we can now reintegrate babies into the economy. When a baby is born, a "baby bond" is minted. This is a hybrid ERC-404 token: part NFT ( for identity ), part fungible token ( used to provide liquidity ). The token represents the potential economic value of the baby's development over time, covering multiple dimensions such as cultural memes, social, intellectual, and more. The second derivative of value, the acceleration of growth, is also refactored into considerations related to birth rates. Contract Standard: ERC-404 and INFNT Token Traditional NFTs are not suitable for this scenario due to their illiquidity. Therefore, the ERC-404 standard is adopted for baby bonds. This is a hybrid standard that enables tokens for each baby to achieve: Fragmented transactions via INFNT tokens Individual identification through parent NFTs Dynamic valuation by combining badges and binding curves This design allows us to combine two advantages: the permanence of identity and the composability of liquidity. From a mathematical point of view: if B(t) is a baby bond at t moment, the formula for the change in value is: dB/dt = ∂INFNT/∂ milestone + ∂INFNT/∂ meme velocity where both variables are convexity relative to public interest and institutional validation. Features, Artificial Intelligence and Badges Baby bonds are not only a token, but also a modular carrier with vitality that carries value accumulation and reputation transmission. Feature metadata verified by AI agents: From the moment the token is minted, the AI agent monitors and records the baby's early developmental characteristics, such as movement speed, social behavior, and audio signal complexity. These traits are attached to NFTs through semi-immutable metadata ( can only be modified by trusted update oracles ) resulting in a vertical, verifiable, and privacy-preserving "baby signature profile." Education Certification Badges: Schools, universities, digital colleges, and more can issue cryptographic badges that are attached directly to NFTs. These badges are used to identify the baby's milestone achievements ( such as "3-year-old literacy", "admission to MIT", "top 1% spatial IQ"), which are both public resources and exclusive advantages for token holders. Dynamic feature accumulation and modular governance: before the age of 18, baby bonds are managed by parents, smart contracts or decentralized autonomous organizations (DAO) trustees; After reaching the age of 18, governance is transferred to the baby himself. In addition, infants can be given a "right of withdrawal" from the age of 13. The weighting of early voting decisions can be quadratic to avoid aggressive manipulation of governance by large investors. Auditable on the whole chain: All data and operations are recorded on the chain and can be audited at any time. Example: Feature scoring formula: TraitScore (t) = ∑ (Badgei * wi) where Badgei represents the verified achievement signal and wi represents the weight coefficient determined by the market. Convexity and mechanism design The value of baby tokenization does not come from linear cash flow, but from "unlocking convexity" - based on the baby's developmental outcomes, meme popularity and external certification, it can generate significant non-linear revenue growth. Binding curve-based issuance: INFNT tokens ( the native token of non-fungible baby bonds ) issued through binding curves to reward early backers. As babies reach more milestones or increase their social impact, token value increases exponentially, and "baby investment" will become a new type of "seed round investment." Third-party feature injection: A verification badge issued by an authority that drives the token value along a non-linear trajectory. For example, after adding the "Olympic Gold" badge, the NFT will have a discontinuous increase in value due to a "supply shock" at the meme level. Protocol-based fertility incentives: Decentralized autonomous organizations (DAO), Layer 2 networks, and even countries can implement combinable incentive mechanisms. For example, gas fee subsidies for childbearing families, quadratic matching of baby bonds held by low-income parents, and the launch of the "fertility farming" program for rural users, etc., the relevant design space is completely open. Downstream application scenarios After the baby is tokenized, it will become a programmable financial basic carrier. The following are some downstream application directions: 1. Baby mortgage Families who hold high-potential baby bonds can use the expected income or meme interest of the baby as collateral to obtain a long-term, low-interest mortgage. Loan approvals are no longer based on parental income, but on the child's expected economic utility. For example: "We pay a 30% down payment, of which 10% is ETH and 20% is the baby's share of the bond." 2. The Baby Index ETF constructs a select portfolio of baby bonds based on themes such as geographic region, talent domain or characteristic profile. For example: "Nigeria's Top 50 Potential Babies in STEM Fields", "Genius Group – Level 1 IQ Rating Echelon", "Elite Violin DAO Organization". Such combinations can be issued as ERC-4626 standard vaults or tradable basket tokens. 3. Baby perpetual futures Build a well-established derivatives market, users can "go long" on the future socio-economic benefits of specific groups...