BiyaPay: The Cross-Border Sweet Journey of Little Island Jam
On a small island in the Philippines called Camiguin, there lived a young jam maker named Lina. She handcrafted jams using the island's mangoes and pineapples, each jar carrying the sweetness of tropical sunshine. Lina's dream is to sell these jams worldwide, allowing the taste of Camiguin to reach thousands of households.
However, the barriers of cross-border e-commerce gave her a headache: bank wire transfer fees were exorbitantly high, starting at $30, and hidden losses from exchange rates were hard to guard against. The long transaction times often caused her to miss orders. To make matters worse, the bank's risk control once froze her account, almost extinguishing her entrepreneurial spark. One afternoon in October 2025, Lina saw an advertisement for BiyaPay on Twitter: "0.5% ultra-low fees, instant on-chain and off-chain transactions, compliant and safe with zero frozen cards." She had just made 80 USDT from a cryptocurrency DeFi project and was troubled about how to exchange it for USD to purchase glass bottles.
She downloaded the BiyaPay App and tried to exchange USDT for US dollars. A few minutes later, the funds arrived, and the low transaction fee made her unable to resist taking a screenshot to share on Twitter: "The exchange speed of BiyaPay is as fast as the sea breeze on the island!" Netizens commented: "This app is a lifesaver for cross-border e-commerce!" Lina was filled with excitement and decided to use this "sweet assistant" to start her global jam journey. Lina's first step was to procure packaging materials. She contacted a glass bottle supplier in Malaysia, who required immediate payment in US dollars.
In the past, bank transfers were not only painfully expensive but also took four to five days, with exchange rate fluctuations often causing her costs to spiral out of control. This time, she used BiyaPay to convert on-chain USDT to US dollars, receiving it instantly with a fee of only 0.5%. The supplier confirmed the order that evening, and the exquisite glass bottles arrived on the island a week later.
Lina and the villagers worked overtime to make jam, packed it into new bottles, and displayed it at the island market, where tourists bought it all out. She deposited the income into BiyaPay and discovered the platform's demand deposit investment feature, with an annual yield of 5.48%, far exceeding the island bank's 0.4%, and it could be withdrawn at any time. She smiled at her sister and said, "This money can also brew honey!" As business picked up, Lina began to plan for cross-border e-commerce. She opened an online store on Shopify, selling mango pineapple jam and accepting payments in dollars and USDT. Overseas buyers had various payment methods; some used cryptocurrencies, while others only recognized bank cards.
BiyaPay's multi-asset trading feature is like a timely rain: buyers pay USDT to their account, she exchanges it for USD with one click, transfers it to her bank card or deposits it into her Futu Securities account, and tries to buy some Tesla stocks. The entire process is completed in less than an hour, with funds flowing like streams on the island. On Twitter, she shares: "From Kamijin to Sydney, BiyaPay makes my jam sweet all over the world!" The post went viral, and orders poured in from the United States to New Zealand. The path of cross-border e-commerce is not always smooth.
A large transfer was blocked by the bank's risk control, and Lina was as anxious as an ant on a hot pan. Fortunately, BiyaPay holds multiple international licenses such as the US MSB, Canada FINTRAC, and New Zealand FSP, with transfer records clearly indicating "BiyaPay LLC," compliant and transparent. She submitted the transaction details, and the bank unblocked her account the next day. From then on, Lina entrusted all her cross-border funds to BiyaPay, no longer worrying about frozen cards. On Twitter, she remarked: "BiyaPay's compliance allows me to sleep well; the security of funds is the anchor for entrepreneurship."
As the online store flourished, Lina's dreams upgraded—she wanted to take villagers to the Asia Food Expo in Kuala Lumpur to strive for international orders. However, the booth fees and airfare were not insignificant. She used BiyaPay to manage the funds: selling jam to exchange USDT for USD, and depositing the returns from stock investments into wealth management, saving enough for travel expenses in half a year. In December 2025, Lina and two villagers stood at the Kuala Lumpur exhibition booth, with jars of jam shining under the lights like amber.
A Canadian buyer ordered 1,000 bottles on the spot, with payment directly sent to the BiyaPay account. Lina exchanged for US dollars in seconds to pay the supplier, and the villagers couldn't stop smiling. After returning from the exhibition, Lina held a jam party on the beach, with the villagers gathered around the bonfire, sharing the sweetness of success. She used the profits from BiyaPay to buy a blender, planning to build a jam workshop to teach the children how to make jam. She opened the BiyaPay App and found an order payment from London, the corners of her mouth lifting.
She said to the old fisherman Santos: "I used to think the world was far away, but BiyaPay has sent the sweetness of Kamijin soaring into the starry sky." Santos held a coconut drink, gazing at the night sky: "The stars have always been there, you have brewed their sweetness." The waves gently lapped, the Milky Way twinkled, and Lina's jar of jam reflected the starlight, with the BiyaPay logo shining brightly on her phone, like a sweet bridge to the world.
