My UnitedHealth $UNH Investment Thesis 🏥🩺 🚨 Healthcare's downturn is uncovering gems like Eli Lilly, Novo Nordisk, Pfizer—and now UNH. Down ~50% YTD, but July 29 earnings could trigger a turnaround. As a proven outperformer, UNH looks deeply undervalued. Here's my bull case in bullets 👇 Why the Sell-Off? Overblown 2024 Chaos - Dominated 2009-2023: Annual positive returns, steady EPS growth, 134% 10-year gains. - Key hits: Feb cyber attack (one-time EPS dip), DOJ antitrust/fraud probes, rising Medicare/Optum costs. - April: Q1 earnings miss + lowered guidance. - Leadership: CEO death and drama. - Result: Down 7% over 5 years, boosted by sector outflows (biggest since 2020). Markets overreact! Bullish Signals: Momentum Building - Insider buys: $32M in 2024 (15-yr high, incl. new CEO/CFO). - Congress: Net buying in Q2 (first in 5 yrs vs. historical selling). - DOJ update: Shifting to PBM unit, dropping monopoly focus—implies no major issues! - Sector edge: Healthcare undervalued (1 of 3 S&P sectors below avg); super investors piling in despite -10% YTD vs. S&P +13%. - Dividend perks: Record ~3% yield (vs. 1.5% avg) + 16% historical growth + 100% FCF conversion. Yield + growth winner! Valuation: Massive Upside Potential - Current PE: ~11.9 (vs. 10-yr avg 23)—bargain! - Projections: 16.7% EPS CAGR to 2029. - Conservative scenario: $780/share by 2030 (173% return, 18% CAGR ex-divs). - Optimistic: $1,084/share (280% return). - Models: DCF $484 (70% upside); DDM $607 (112%); Blended $545 (75-90% from ~$300). - DOJ fears creating mispricing. July 29 Catalyst - "Most important earnings ever." - Watch for: DOJ/legal updates, full-year guidance, MLR/PBM metrics. - Low bar: 20 bearish EPS revisions (0 bullish)—setup for upside surprise 🚀. Risks & Technicals - Risks: Regulatory escalation, Medicare costs, sector selling. - Mitigants: DOJ de-risking, strong FCF buffer, insider confidence. - Tech insights: At resistance; EVaR signals low-risk; RSI oversold. - Targets: $484 to $1,084 (see attachment) My Plan - Allocating 1-1.5% portfolio today. - Strategy: DCA on dips—this giant's too beaten down for much more downside. - Outlook: Bullish long-term. This is not financial advice. 🚫 I'm just sharing personal views. 🤜🏽🤛🏽 What do you think? Quick Viz: Current ~$278 | DCF $484 | Blended $545 | Cons. $780 | Opt. $1,084

Introducing: My Monte Carlo Simulator with Kelly Criterion for Optimal Leverage! I love this tool that I created and wanted to share with you all. I've built a FREE tool that runs Monte Carlo simulations to find it! It calculates Kelly leverage, fractional Kelly, and optimal leverage based on historical data and thousands of sims. Stress-test your setups, uncover tail risks, and optimize like a pro. 😎 Quick How-To: - Select asset & historical data on the left. - Set investment params (e.g., leverage: manual, full Kelly, fractional, or optimized). - Choose sim method: Monte Carlo, GARCH, Markov Chain, GBM, or even Feynman Path Integral (geek mode activated!). - Hit "Run Simulation" & enjoy charts/data. (Pro tip: Reset cache for new runs!) What You'll See: - Optimal Leverage Example: Based on 20 years of data, 200 sims suggest 2.58x for max gains! - Performance Charts: Past vs. projected future with leverage—watch it soar. - Kelly Criterion Viz: Shows full vs. half-Kelly—proving even conservative leverage beats 1x. - Bonus: Kelly Betting Game! Simulate weekly market moves with bootstrap or Markov Chain. Advance weeks to see portfolio fate under real-like conditions. Link to OptiFolio Simulator: (DM me if needed—it's live!). I'd love your feedback, tweaks, or wild ideas to improve it. 🥂

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#SOLS#Gate announced the delisting of related trading markets for 19 tokens, including NOM, HYCO, WISTA, CARBON, ZEEP, DDD, ITEM, VIZ, ORC, DEFAI, SMT, ICONS, PIGCOIN, BMI, NULS, SYNTH, DECHAT, OPAI, and PANDORA. These tokens,,,,, excluding SOLS, surprised me, I have hundreds of thousands.

#SOLS#Gate announced the delisting of related trading markets for 19 Tokens, including NOM, HYCO, WISTA, CARBON, ZEEP, DDD, ITEM, VIZ, ORC, DEFAI, SMT, ICONS, PIGCOIN, BMI, NULS, SYNTH, DECHAT, OPAI, and PANDORA. These Tokens

#VIZ# Will this coin be delisting?

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Will this coin #VIZ# be delisting?

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5 rockets launched today! 1. #HYCO# - 2. #VIZ# - 3. #SIGN# - 4. #DESCI# - 5. #CEL# . These altcoins fired up their engines and broke through the atmosphere. If you were on board, you're probably smiling. . Did you join the liftoff or watch from Earth?

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#VIZ#0.03 can I still recoup investment?

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